In order to reach our goal of being ready for the holidays we’ve got to start … at the beginning! This week we need to make our gift list. Write down everyone you plan to give a gift too. Include the mailman, garbage pick-up man, friends, neighbors, family, co-workers, church family, etc ... everyone you give gifts too no matter how small the gift. Don’t worry about what you’re going to give them; we just want to get a list this week. How many are on your list? Do you need to pare your list down? If so, now is the time to do it. Be realistic!