January was our first full month of living with our new reduced budget (due to a huge increase in our health insurance premiums) and I thought you might like to read some of the things we did.
Stayed out of the stores as much as possible
Stayed home as much as possible
Lived almost exclusively from our pantry … let’s hear it for a well-stocked pantry!!!!
Utilized the library
Took advantage of free kindle books
Used gift cards we received for Christmas combined with coupons and sales to get the most from them and give us a little something ‘extra’ (blow money) for the month.
Utilized coupons and sales for the groceries we did buy
Took ‘Christmas gift money’ we were given and purchased meats for our pantry
Earned gift cards/rebates/money through Swagbucks, Bing , Ibotta and by doing Pinecone surveys. This gave us a little more ‘discretionary’ money
Tracked where our money went … this has been a real eye opener and has shown us some areas we can work to reduce.
Stuck to our budget … this was the one single thing that made the most difference. We spent our income on paper before we even got it and then followed it very carefully.
It is my hope that by sharing how we're coping with a reduced budget that it might help others who might be going through the same thing.
She looketh well to the ways of her household … Proverbs 31:27
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