Hunkering Down 2024: Week 38

Hubby and I spent some time discussing what we wanted to accomplish financially for the rest of 2024 this week.  We made a plan of how we would work towards those goals and then got very specific with the baby steps that we would need to carry through on ... it was a good conversation, we're both on the same page and we're ready to go!

Just for the record, our goals don't involve huge amounts of money, so if you're thinking that you can't set financial goals because you don't have much money to work with, let me assure you that you can and that you're not alone.

Let me tell you this also though, you have to start somewhere and 'small' is a good place to begin.  Do what you can, when you can and be thankful that you can do what you can do!

Here's an example ...

Last week we had to buy a tire for one of our vehicles and this week we had to have the alternator replaced in one of our vehicles ... wham!  There goes the extra money we were planning to put towards our targeted debt!  But, after a little thinking I realized that we have two possibilities to recoup the money and still be able to make that extra payment.  (1)  use grocery money as we don't need anything from the store and (2) we are anticipating that our power bill for this month will be less since we've been traveling quite a bit.  If this holds true, we'll take any surplus funds from both of these areas and maybe just maybe be able to make that extra payment we want to make.

It might not have been what we had originally planned but it's a perfect example of doing what we can where we are with what we've got to work with ... I hope that make sense!

That's it for this week, what about you, how did your week go and what financial goals are you working toward?

until next time,

mrs. patsi @ A Working Pantry

She looketh well to the ways of her household … Proverbs 31:27 

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